Floods are considered one of the most dangerous and expensive natural disasters in the world. Flooding does not always occur in a designated floodplain. Although you may be at greater risk if you live near a levee or large body of water, flooding can happen anywhere. There are ways you can protect yourself and your home from flooding as a result of a severe rainstorm or an overflowing of water. The Genesis Insurance agency in Phoenix, AZ would like you to have all of the information to be able to protect your home from a flood.
Outside of the Home
Raise your home – Some homes can be elevated or raised on stilts to prevent flood waters from entering your home.
Coat the foundation – Certain types of waterproof sealants can be sprayed or painted onto the surface of your home which seals cracks. This can prevent water from seeping into any cracks in the foundation.
Buy sandbags – Sandbags can be purchased at your local home improvement store. Place the filled bags around the outside to keep water away.
Inside of Your Home
Use a safe – Place important documents, such as birth certificates, passports, and insurance policies, inside a waterproof safe.
Lift valuables off the floor – Move valuables and furniture to a higher level, if possible.
Turn off all electrical items – Electrical items, like televisions, game consoles, and cable boxes should be unplugged and moved to higher ground.
Obtain Flood Insurance
In Arizona, you’ll need to purchase a separate policy for floods. Homeowners policies usually do not cover floods. Most people will need to acquire coverage with the National Flood Insurance Program. The agents of Genesis Insurance in Phoenix, AZ are available to help answer any question you may have about flood insurance in your area.