If you live in or near Phoenix, AZ, you may not be too concerned about a flood. There are areas, however, that do show a significant risk of flooding under certain circumstances. At Genesis Insurance, agents are always available to answer any questions you may have in terms of floodplains and whether or not it would benefit you to have a flood insurance policy in place to protect your home.
The fact is Phoenix, AZ has several areas where floodplains are designated. The different zones range in terms of percentages, but many of them have over a 5% risk of flooding, especially after torrential downpours. Even if you live in an area with less than 5% risk of flooding, getting insurance after the fact will do you no good. Your policy needs to be in place before a flood event if you want to be fully protected.
The Benefits of Having Flood Insurance
There are several benefits to having a flood insurance policy in place. First and foremost, you will have the peace of mind that your home is protected in the event of a flood event, no matter what its cause. A flood insurance policy ensures that you will have the resources to repair or rebuild your home if it is damaged due to flood waters or their after effects.
If you live in the Phoenix area or any of the surrounding communities, call the agents at Genesis Insurance today and schedule an appointment. You can review your existing policy and find out how close you are to local floodplains. Contact us today to get the answers to all of your questions.