What should I look for in an Arizona auto insurance policy?

Anyone that is in the Phoenix, AZ area likely understands the need to own a car. Since you may need to have a car to get around town and complete life’s daily tasks, you need to make sure that it is properly covered by a quality auto insurance policy. When you are shopping for a new auto insurance policy, there are several things that you should look for to ensure you get great coverage. 

Liability Coverage

When you are looking for an auto insurance policy in Arizona, the first thing to look for is the amount of liability insurance that you will receive. All drivers in Arizona need to have an auto insurance policy with at least $15,000 in bodily injury coverage per person with a $30,000 per incident cap. You also need to have $15,000 in property damage liability coverage. While this is the minimum requirement, you may want to have more liability coverage.

Asset Coverage

As you are shopping for an auto insurance policy, you should also consider coverage for your asset. If you have a car that you would like to be able to repair or replace after a bad accident, you should get collision and comprehensive insurance coverage. This form of insurance coverage will provide you with coverage for your vehicle and is often required by any auto loan provider.

When you are ready to get a new auto insurance policy in the Phoenix, AZ area, you should call the team at Genesis Insurance. When you speak with Genesis Insurance, you can discuss your personal risks and needs. They can then help you to get into an auto insurance policy that will provide you with the coverage you need to comply with state law and adequately cover your vehicle.