Arizona homeowners face their share of natural disasters, ranging from wildfires to dust storms, lightning strikes, tornadoes and flash flooding. Home insurance helps to protect your property against many of these disasters. For protection against floods, however, you’ll need flood insurance. Here’s why you should purchase a flood policy from Genesis Insurance for your Phoenix AZ home.
Home Insurance Doesn’t Cover Flooding
Arizona is no stranger to flash flooding due to severe rainstorms during monsoon season. Unfortunately, home insurance doesn’t cover damage caused by flooding. Without flood coverage, you risk losing your home and belongings to an unforeseen flood disaster. It doesn’t take much water to ruin a home or destroy its contents. Unless you have the financial means to recover from a flood, you’d do well to protect your home with flood insurance.
Floods Can Occur Anywhere
You don’t have to live in a flood zone to suffer from flooding. Floods can occur anywhere, as evidenced by recent flood events all over the country. By purchasing flood insurance, you can take precautions against losing everything you own to a flood disaster. It’s better to be safe than sorry when it comes to protecting your valuables against flooding.
Flood Coverage is Doable
If you live outside a flood zone, you can purchase flood coverage at an affordable cost, making it a valuable asset in protecting your property. You can purchase coverage for just your home, just your belongings or both. Flood insurance can protect your home structure for up to $250,000 and your contents for $100,000, giving you ample financial support to recover from a flood disaster. You can have peace knowing you have protection from the dangers of flooding.
To learn more about flood insurance or to purchase a policy for your Phoenix, AZ home, contact us at Genesis Insurance.