What type of auto insurance do I need to carry in Arizona?

Most states require all drivers to carry auto insurance. However, the requirements for coverage often vary from state to state.  Arizona drivers are required to carry at least the state’s minimum coverage, if not more.  Genesis Insurance of Phoenix, AZ is dedicated to helping Arizona drivers get the coverage they need.

Arizona State Minimums for Auto Insurance

The state laws of Arizona require that all drivers carry $25,000 in bodily injury liability coverage per person. Arizona requires drivers to carry $50,000 worth of coverage per accident. Drivers must also carry at least $15,000 in property damage liability coverage. These coverage amounts represent Arizona’s minimum requirements for auto insurance. Drivers can purchase more coverage if they need or want to. 

If You Have an Auto Loan…

Although Arizona has state minimums for auto coverage, like most states, drivers who have an auto loan may have to meet the insurance requirements for lenders as well. Typically. Lenders often require drivers who have an auto loan to purchase a full comprehensive automobile policy. A fully comprehensive insurance policy ensures that lenders are compensated if anything happens to the car before its paid for. A full auto insurance policy includes liability, comprehensive, and collision coverage.  All three of these coverages are included in full coverage auto insurance. Genesis Insurance of Phoenix, AZ is dedicated to helping Arizona drivers meet Arizonas state requirements f auto insurance and get the auto insurance coverage they need based on their unique situations. We are standing by to answer any questions you may have and to help you invest in the type of coverage that will meet Arizona’s minimum requirements as well as any other coverage needs you may have.